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Texas Adds More Than 100k Jobs

October 3rd, 2010

Unemployment Graph Texas and USAccording to the Real Estate Center at College Station, Texas added 133,100 jobs to its economy from August 2009 to August 2010.  This resulted in an annual growth rate of 1.3 percent.   Though the United States also saw an increase in jobs over this same period, adding 278,000 jobs, it did not keep pace with Texas’ growth, posting only a 0.2 percent increase.  Twenty-four Texas metro areas saw a positive employment growth rate from August 2009 to August 2010.  This was up from only 19 metro areas for the July 2009 to July 2010 period.

The metro area of Sherman-Denison (an area just north of Dallas) led the state with a 3.6 percent growth rate.  This was followed by San Angelo, the Austin-Round Rock-San Marcos area, Odessa, Tyler, the Killeen-Temple-Fort Hood area, and College Station/Bryan which all saw a percent growth rate of at least 2.0 percent.  Dallas ranked twelfth showing a 1.2 percent growth rate with the San Antonio-New Braunfels area posting only a 0.1 percent increase.  The Houston area showed no growth.

Despite the increase in jobs, Texas’ unemployment rate still rose, posting a 0.3 percent gain over last August.  The unemployment rate for the state rose from 8 percent in August 2009 to 8.3 percent in August 2010 while the country’s unemployment rate actually decreased from 9.7 to 9.6 percent for the same period of time.

Overall, employment rates are beginning to creep up, with Texas ahead of the nations’ curve as far as job production.  Despite the data, many Americans are still unemployed, facing foreclosure and are struggling to manage in a continued weak economy.  An unemployment rate over 8 percent still ushers in many desperate people without work or a true vision of employment in the near future.  It will be many years before the country, including Texas, will be able to recover from these faintly optimistic yet rather gloomy employment numbers.

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Texas’ Economy Continues to Strengthen

September 5th, 2010

State of Texas with FlagAfter suffering through a weak economy with double-digit months of  unemployment, Texas appears to be near the top of the heap in the country and on an economic upswing.  According to the Bureau of Labor Statistics, the District of Colombia and five states reported statistically significant increases.  Texas posted the largest statistically significant year-over-the-year employment increases adding 134,600 jobs.  The other states which saw increases were Indiana, up 47,600 jobs, Massachusetts, up 36,600, New Hampshire up 8,700 and North Dakota up 6,200.   Four states saw statistically significant job losses, overcoming the positive gains from the states with increases, thus causing a countrywide stagnation.  States with the most job losses included California realizing a 103,900 loss, New York with a loss of 51,400, Georgia with a loss of 39,100 and New Jersey with a loss of 34,000.

According to recent information released by the Real Estate Center at Texas A&M University, Texas has had three months of positive annual employment growth after 16 months of job losses.   The growth rate from July 2009 to July 2010 was 1.3 percent for the entire state, compared with a rate close to zero percent for the nation.   Nineteen Texas metro areas had positive employment growth rates with San Angelo leading the state with a percent growth rate of 3% followed by College Station at 2.9% and the Austin area with 2.5% growth.  Other metro areas such as Dallas, Corpus Christi, and El Paso saw a positive growth rate in employment also.  San Antonio and Houston had a slight decline in employment.

Texas Metropolitan Areas Ranked by Employment Growth Rate,

July 2009 to July 2010 (Rank Metro Area Percent Growth Rate)

1.            San Angelo (3.0)

2.            College Station-Bryan (2.9)

3.            Austin-Round Rock-San Marcos (2.5)

4.            McAllen-Edinburg-Mission (2.0)

5.            Killeen-Temple-Fort Hood (1.9)

6.            Dallas-Plano-Irving (1.3)

Texas  (1.3)

7.            Corpus Christi (1.0)

8.            Sherman-Denison (0.7)

8.            Lubbock (0.7)

8.            Odessa (0.7)

8.            El Paso (0.7)

Source: Real Estate Center at Texas A&M University

In addition, all Texas industries except the construction and information industries had more jobs in July 2010 compared with July 2009 numbers.

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San Antonio, Texas – Family Destination

August 3rd, 2010

In the 2010 U.S. News & World Report’s list of the “Best Family Vacations in the USA” San Antonio came in at number two just behind San Diego but beating out Disney World and the Grand Canyon.  Other Texas cities made the list too, with Austin ranking in at eight and Dallas making the list at number twelve.

San Antonio has so much to offer a family.  Of course, a trip to San Antonio wouldn’t be complete without a visit to the Alamo.   Visitors will get to walk through the old mission and learn the history behind the famed Battle of the Alamo.  Docents are often on hand to tell the story of the Alamo and to answer questions from visitors.

San Antonio RiverWalk

San Antonio Riverwalk

The San Antonio Riverwalk has recently been expanded to include more walking area and more to see and do.  With restaurants, shops, entertainment and hotels, there is plenty to keep a family busy just in the downtown area alone!  For those looking for a thrill, the Tower of the Americas offers some spectacular views of the city from its observation deck.  La Villita is also just steps away and it is full of cultural goodies.  Shops, galleries, restaurants and the Church of the La Villita are all within walking distance.  The area also is home to the Magik Children’s Theatre offering plays for the entire family.

San Antonio is also home to Sea World of Texas and Six Flags Fiesta Texas.  Sea World is home to Shamu and all of his friends including dolphins, penguins, sea lions and fish from all over the world.  Water rides and roller coasters offer an added thrill and fireworks light up the sky at night.  Fiesta Texas offers thrill rides, entertainment, and a water park for an all day adventure -fun for the entire family.

With its Southwest flair, San Antonio offers a culturally rich, diverse setting perfect for any family to relax, kick back and enjoy something truly unique.

For more information on San Antonio or to research hotels, flights and great travel deals visit Travel Zoo’s Destination of the Week: San Antonio.

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Are Homeowner Associations in Texas too Powerful?

July 17th, 2010

Overturned HomeWhen non-profit organizations like Texas Homeowners for HOA Reform, Inc. come onto the scene to help stop HOA abuse and help reform policies to keep homeowners from losing their homes, there is an obvious problem with the power of HOAs in Texas.  Stories abound about foreclosed homes, power-hungry HOA board members, and out-of-control spending issues where the money going to the HOA is not being used for the neighborhood.

Recently a story surfaced about a military soldier, Michael Clauer, who was foreclosed on by his homeowner’s association while he was serving in Iraq.  Heritage Lakes Homeowners Association said the soldier and his wife owed the association $977.55 and that several certified letters were sent to the homeowners before they were foreclosed on.   The wife was said to be suffering from depression and that she had not opened any mail, including the certified letters, since her husband was deployed.  The attorney representing the Clauers, Barbara Hale, stated that her clients are protected from foreclosure by the Servicemembers Civil Relief Act.   Though that act should get the couple their home back, the homeowner’s association does not own the home anymore.   It was auctioned off for $3,201 and then sold to another person after that.   The case is still in litigation, and the couple may never get their home back.

In a story that recently aired on San Antonio’s KENS 5 TV, a woman in the Panther Creek Subdivision of Stone Oak recently filed an application to build a small gate at the entrance of her house to help protect her autistic son.  She specifically stated that the gate was for the protection of her autistic son. The application stated if she heard nothing back from the HOA in 30 days she could proceed.   Ms. Colquhoun, the owner, waited 60 days and then proceeded to build the life-saving gate to match existing railings on the home.  After she had the gate professionally installed she was harassed by neighbors and was reported to the HOA.  The HOA told Colquhoun to tear down the gate and pay a fine.  She was told that her house could be foreclosed on if she did not remove the gate.

Though many HOAs are set in place with good intention to help better the neighborhood, retain/increase home values, and provide services and maintenance for pools, parks and community centers, many HOAs abuse the powers they have.  Exercising the right to foreclose on a home for a few hundred does not seem like something that is possible, but many people have lost their homes to HOAs in this manner.  To make sweeping changes, legislative reform may be the only way to set things straight.

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Top 7 Reasons Why You Should Consider Retiring in San Antonio, Texas

July 11th, 2010

San Antonio, Texas is a top tourist destination, so why shouldn’t it be a top retirement hot-spot?  Well it is, actually.  According to MSN Money, San Antonio ranks 6th on their list of 7 recession-proof places to retire and Retirement Overseas as one of the best cities in the U.S. to call home after retirement.  Add to that a top 15 rating in the 2007 edition of CNN Money’s “Best Neighborhoods to Retire” and you’ve got a real winner in San Antonio, Texas .  That said here are the top seven reasons for retiring in the seventh largest city in the U.S.

#7.          Small town feel – San Antonio is a big city with well over a million people, yet it still maintains the charm of a small town.  It offers all of the conveniences of a major city, including great shopping, restaurants, hospitals, colleges, nightlife, but you still feel like you know everyone.  It’s a friendly town where everyone wants to know your name, if they don’t already.

San Antonio Riverwalk

San Antonio Riverwalk

#6.          Close to vacation hot-spots – San Antonio is a vacation hot-spot, so there is always something to do.  You can visit the downtown area right on the San Antonio Riverwalk or take in the many sites such as the Alamo, the Missions, Sea World, or the beautiful Hill Country.  In just a couple hours, you can take in some sunshine on the beautiful Texas coast.

#5.          Military town – Being a military town often attracts a wide range of people from all over the country, and even all over the world.  San Antonio is not

just home to active military, but many come back to call it home and retire here.  There are several military bases in San Antonio and the base services that are available help those who have served our country feel right at home.

#4.          Mild winters – The term “Winter Texan” is often used to describe many from the North who call South Texas their home during the winter.  But why not live here year round?  Summer temperatures in New York and Washington D.C. have been hotter than San Antonio summer temperatures this year.

San Antonio offers a mild climate all year long.

#3.          Stable and good housing market – While much of the rest of the country has seen a real slump in the housing market, San Antonio has weathered the storm quite nicely.  The San Antonio market is not as volatile, and so the extreme shifts were not seen.  Though the market has slowed in reaction to the economy, it’s still pretty healthy and has an excellent forecast with several neighborhoods in town seeing as much as a 10% increase in price!

#2.          Great hospital and medical facilities

– In retirement it’s nice to be close to facilities that can take care of you in case something happens.  San Antonio offers an amazing medical center, a medical school (UT Health Science Center) and a growing suburban hospital sprawl.  Several parts of town now have full service hospitals, doctors’ office complexes, testing facilities and a whole range of convenient medical facilities.

#1.     Low cost of living – The best reason

to retire and call San Antonio home is the low cost of living.  A more reasonable housing market along with good utility and grocery rates make it the ideal place to live large and enjoy your retirement without having to worry about pinching pennies.

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Best Places to Eat in San Antonio

July 2nd, 2010

San Antonio is an amazing city full of historic sites, lively entertainment and beautiful places.  Add in a dash of culture, a heap of flair, and a pound of talent and San Antonio reveals itself as the home of some of the most amazing cuisine in the country.  From bakery delights to Mexican marvels and pizza pizzazz to unbelievable burgers, San Antonio has something to whet everyone’s appetite.

Here are just a few restaurants that have made the San Antonio Current’s Reader’s Choice “Best Of” list for 2010 and are among my personal favorites.

Best Barbecue – Rudy’s Country Store and Bar-B-QRudy's Barbeque

Started in 1989 in Leon Springs, Rudy’s Barbecue is one of those restaurants that seems like it’s been around for 100 years.  It’s a barbeque staple among many.  Rudy’s brisket will melt in your mouth and the cream corn will make you smile.  If you are looking for true Texas barbeque and an old country store feel, Rudy’s is a place that you have to try.

Best Local Burgers – Chris Madrid’s

Over thirty years and running strong, Chris Madrid’s is that local mouth-watering hangout that everyone knows about.  The menu offers burgers, a grilled chicken sandwich, chalupas, and nachos.  That’s it, and that’s all you need!  (Oh, of course they also offer the tastiest homemade fries this side of the Mississippi too!)   Their specialty is the Tostada Burger made with homemade refried beans, chips, onions, and creamy cheddar cheese on a beef patty.   The cheddar cheesy is also a big favorite, with gobs of cheddar cheese dripping off that delicious patty and set just so between a buttery bun –yum.  If you really want your fill of Chris Madrid’s, they also offer the “Macho” which is the ½ pound version of their regular burgers.  They also sell t-shirts that you can buy that say, “I’ve Eaten the Macho at Chris Madrid’s.”

Best Tamales – Delicious Tamales

I think I’ve tried every tamale in town and though Ruben’s Homemade Tamales on Rigsby has a decent tamale, the Delicious Tamales are consistently good and are plumb and oh-so savory.  They have multiple locations around town and you can always walk in and pick up a dozen or so hot, fresh tamales.

Best Italian – Paesanos

Paesanos has some of the most amazing Italian food and it also topped the Current’s Reader’s Choice for 2010 beating national chain Olive Garden (3rd) and local favorite Capparelli’s.  (By the way, Capparelli’s is also one of my favorites and has some of the best pizza in town!)  Paesanos sports three locations, including one right on the San Antonio River Walk.  The menu offers an impressive selection including pasta, seafood, chicken, beef, and veal. Of course, you can’t visit Paesanos without trying out their classic Shrimp Paesano, a lightly breaded, savory shrimp in a white wine lemon butter sauce.

Braodway Daily Bread - Chocolate Cupcakes

Braodway Daily Bread - Chocolate Cupcakes

Best Bakery – Broadway Daily Bread

If you are trying to diet, you might not want to walk into this bakery.  It’s hard to resist all they have to offer and the smell of all of that amazing bread is just too much!  Of course, they offer healthy whole wheat, specialty and seasonal breads too.  If you walk into Broadway Daily Bread you must try one of their amazing chocolate cupcakes.  The chocolate icing must be at least an inch thick atop the moistest chocolate cupcake you’ll ever bite into.  Their muffins, kolaches, and sandwiches are pretty impressive as well.

I’d tell you more about the best restaurants in San Antonio, but I’ve made myself so hungry I’m going to have to take a break and get some tamales and chocolate muffins.

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UTSA Finally Becoming a Major School in Texas

June 27th, 2010

The University of Texas at San Antonio may seem to be business as usual, but this quiet giant has a thing or two up its sleeve.  With 134 undergraduate and graduate programs and over 29,000 students, UTSA is now turning heads and making people take notice as it has become a stand-out university in Texas.

With the prospects of becoming a tier-one university, UTSA has gained momentum on many levels, including research.   According to a recent article published through the UTSA website (www.utsa.edu),  Robert Gracy, UTSA vice president for research said, “To say we’ve almost doubled our research activities in the past five years is really significant.  Today, we are certainly on an upward trajectory to tier one status. We have developed a stronghold of collaborative research partners in the region and our recruitment of top faculty will certainly lead to even larger increases in research expenditures in the coming year as those individuals gain traction at UTSA.”  Research activities are key in gaining the tier-one status and the funding that goes with it.UTSA Engineering Building

As this University continues to grow, so does its housing.  According to the San Antonio Business Journal, American Campus Communities Inc. has begun developing a new apartment complex with 14 building and 792 private bedroom and bathroom “configurations” which will serve the students at the University of Texas at San Antonio.  It is scheduled to be completed in time for fall of 2011 and will be located next to the main campus.

With Larry Coker at the helm of its newest venture, the University of Texas at San Antonio now has a football team.  Twenty-four high quality athletes recently signed National Letters of Intent to play for the school.   The team will begin playing in 2011 as a Football Championship Subdivision Independent and will begin a reclassification period to become a Football Bowl Subdivision Independent in 2013.

What football team is complete without a band?  In March of 2010 University of Texas at San Antonio hired a marching band director to lead a 150 member marching band for the 2011 season.  Ron Ellis, the new band director, said he planned to expand the band to 350 members eventually.

The high quality research, new buildings, new housing, football team and band added to a myriad of other accomplishments make the University of Texas at San Antonio a true stand-out.  Additionally, the June 2010 Edition of Diverse Issues in Higher Education Magazine ranked UTSA fourth in the nation in the number of undergraduate degrees awarded to Hispanics.

Ricardo Romo, president of the University of Texas at San Antonio, summed it up best by saying that the University will work on creating a tier-one university for a “tier-one city.”

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San Antonio – Summer Staycation and Day Trips

June 25th, 2010

With millions of travelers trying to decide on a destination this summer, many will choose San Antonio, Texas as their place to visit this summer.  In fact, U.S. News and World Reports recently ranked San Antonio, Texas second in a list of top family destinations in the U.S.  Since thousands and thousands of people will choose to fly or drive to San Antonio to partake in its wonderful sunny weather and amazing natural and man-made attractions, if you live in or around San Antonio, why not take advantage of what’s right in your backyard?

Downtown San Antonio – The Riverwalk, Tower, Alamo and So Much More

San Antonio River Walk

San Antonio River Walk

Downtown San Antonio has so much to offer.  If you want to make your visit a true staycation, there are a variety of hotels in which to stay.  Many of the hotels are right on the riverwalk with views of the river.  There are name brand hotel chains such as the Hyatt and Marriott which offer lavish accommodations and restaurants.  If you want to get into the true feel of San Antonio, there are also the Emily Morgan and Menger hotels, accommodations  unique to San Antonio and rich in history.  Some even claim that the Emily Morgan is haunted!

Whether you choose to stay downtown for your staycation or you are just planning a day trip to the downtown area, there are plenty of things to see and do.  For those who like to shop, there is the River Center Mall which is home to a variety of department stores, specialty shops and restaurants.  The mall also houses an IMAX theater.  If classic San Antonio is more your style, then a quick walk from the shops leads you to the historic Alamo.  Full of rich history, the Alamo is still one of the top tourist destinations in the U.S.

Tower

Tower

The Tower of Americas, built for the 1968 World’s Fair, Hemisfair, offers an observation deck high above.  The views are absolutely amazing and you will feel like you are “on top of the world” when you take the elevator trip to the top.  The tower also offers visitors an upscale dining experience and a 4-D Texas-themed multi-sensory theater.

Walking along the river is better than ever with the recent multi-million dollar expansion.  Once you’ve strolled along the river and taken a boat ride you’ll probably want to dine at one of the many restaurants on or near the river.  With plenty of choices, there is sure to be something that pleases even the pickiest of eaters.  Just some of the many restaurants include the Hard Rock Cafe, Rain Forest Café, Landry’s, County Line, Dicks and a myriad of unique San Antonio restaurants.

Sea World, Fiesta Texas and Splash Town

If you are looking for something more “themed” San Antonio has its share of theme parks as well.  Sea World of San Antonio offers children and adults the chance to get up close and personal with sea creatures from all over the world.  Fiesta Texas offers visitors a chance to ride roller coasters, watch shows and cool off on some wild water adventures.  Splash Town offers visitors a full water park complete with slides, rides and a wave pool.

Day Trips – Hill Country and Beyond

Cowboys

Texas Cowboys

True hill country life is only a quick trip away.  In about 30 minutes to an hour you can be in one of many quaint towns surrounding San Antonio.  Bandera, Texas is home of the cowboy and offers an opportunity to visit a real dude ranch.  Hiking trails, horseback riding and nightly rodeo shows are just some of what you can find in Bandera.  If cuisine and wine are more your thing, Fredricksburg, Texas offers several local vineyards complete with tours and tastings.  Perhaps a relaxing day at Canyon Lake or a ride down the Guadalupe River in New Braunfels will help you beat the heat and relax on a lazy summer day.  Caves, canyons, natural springs, and a variety of local wildlife can also be enjoyed around the area.

There is so much to see and do in San Antonio and the surrounding areas that once you go on your staycation or day trip, chances are you’ll be planning your next trip to another San Antonio destination by the time you are done.

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What You Need to Know About Foreclosures in Texas

June 11th, 2010

The number of foreclosures in Texas is up and according to new RealtyTrac data, 1 in every 861 housing units received a foreclosure filing in May 2010, bringing the total of foreclosed homes in Texas to over 79,000 units.  The hardest hit areas seem to be in the San Antonio, Austin, and Dallas/Fort Worth areas.  In less populated areas, like West Texas, the results have been less dramatic.

Choices for Homeowners Facing Foreclosure

Homeowners faced with foreclosure have several options they may want to consider before giving up completely.  According to the Texas A&M Real Estate Center, homeowners have a few choices available to them before they must leave their home.   First, if a homeowner has the resources, he may end the foreclosure process by paying off the debt before the lender sells the home.  This is called equity of redemption.

Another option is for the homeowner to seek financing from another lender.  This may be a difficult task, especially since stricter lending practices are in place and the homeowner needs to have good credit to secure the loan.

The homeowner can try to sell the home and pay off the debt with the money from the sale.   There is usually little time for this, and the homeowner will have to get the home up for sale before the foreclosure process begins.

According to Texas A&M, an option that is worth trying is a DIFL (deed in lieu of foreclosure).  This occurs when the homeowner gives the property back to the lender in exchange for the cancellation of the debt.  In a tough economy, with so many foreclosures, it may be difficult to convince the bank that it should forgive debt in exchange for the home.   Short sales, where the lender agrees to sell the property at a slight loss, are a growing trend which many lenders may consider before foreclosing.

Buying a Foreclosed Home SafelyForeclosures

If you are not facing foreclosure, but are interested in getting a good deal by investing in one, now is a great time to look at what the market has to offer.   With loans at record lows and foreclosures at an all time high, now may be the perfect time to buy that dream home you never thought you could afford, or to purchase those investment properties you always wanted.

With that said, the foreclosure market is not one to go into lightly.  Do your research and find out as much as you can about the home/homes in which you are interested.  A good deal at first may turn into a money pit if there are lots of repairs and issues with the home.  There may be back taxes, liens, or even tenants who refuse to leave the foreclosed property.  Sometimes foreclosed homes are run-down or vandalized by prior owners, angry from being thrown out.   Good bargains can still be found, but gain as much information about the property before bidding on it.

If you don’t have time to do the research or are intimidated by the prospects of foreclosure, a safer, more reliable option exists: bank-owned foreclosures.  Foreclosed properties owned by banks are usually listed with real estate agents and don’t have all of the potential risks associated with other foreclosed properties.  The lender may be willing to offer low lending rates, lower down payments or reduced closing fees.  These properties may not fetch rock-bottom prices, but they will be a bargain in their own right and you might be able to sleep soundly once you purchase one.

Remember whether you are facing foreclosure or looking for one, there are many options to consider.

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The San Antonio River Walk Brings It – Fun, Sun and Everything In Between

June 5th, 2010

With the recent expansion of the San Antonio River Walk, there is even more to see, do and enjoy than ever before.  From restaurants to historical sites and beautiful unique lodging options to awesome nightlife choices, the River Walk offers something for everyone.  The number one tourist attraction in Texas brings people from all over the world together for fun and excitement that only San Antonio can offer.

San Antonio River Walk

Dining along the River Walk in San Antonio, Texas

Restaurants abound on this culturally diverse strip.  Whether you are in the mood for Mexican, Italian, American, Seafood, eclectic or gourmet treats, the River Walk has it all.  Traditional restaurants like the RainForest Café, Landry’s Seafood, and Saltgrass Steakhouse can be found alongside uniquely San Antonio restaurants like Biga On the Banks, Rio Rio Cantina and Schilo’s delicatessen.

Many of the major hotels also offer unique dining options.  For example, the La Mansion’s Las Canarias offers diners a delightful menu which changes monthly to fit every season.  This three level restaurant has a lovely and romantic ambiance which allows patrons to dine inside or take in all the river has to offer with a charming outdoor setting.

Casa Rio, a favorite with its Mexican cuisine, offers a true dining experience which allows customers an opportunity to fully immerse themselves in the river experience.   Eating along the river is an experience of a lifetime, but for those wanting more, the ultimate in dining awaits: a riverboat-dining cruise.  Casa Rio offers riverboat-dining cruises for groups of up to 20 people, and for those looking for a true Fiesta, riverboat cocktail parties are also available.

After taking in a delicious meal, there’s still much more to see and do.  A ride down the river on a Yanaguana cruise is a great choice which offers visitors a relaxing and unique tour of the downtown area. Shopping at La Villita or the Rivercenter Mall, and laughing it up at the famed Rivercenter Comedy Club are also unique experiences everyone can enjoy.

If nightlife is your thing, there are plenty of options.  Local favorites include The Republic of Texas Restaurant & Nightclub, Mad Dogs, Pat O’Brien’s, Howl at the Moon, Dick’s Last Resort, and Acapulco Sam’s, to name a few.  Jazz clubs, piano bars, pubs and dance clubs can all be found within steps of each other along the River Walk.

The Alamo and the Tower of Americas are also just steps away.  Whether you are a native San Antonian looking for something to do while the kids are out of school, or if you a traveler looking for a sunny vacation destination with lots to do and see, then the San Antonio River Walk should definitely be on your to-do list this summer.

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